Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very impressed

From submitting the application to setting up my card to downloading the app it’s all been very easy and straightforward, the app is fresh and user friendly, it’s been a great experience Reviewed on: 15th January 2025

Very good service I love my card

Very good service I love my card Reviewed on: 15th January 2025

Absolutely fantastic customer service, have no diff...

Absolutely fantastic customer service, have no difficulties with the app , brilliant and easy to follow Reviewed on: 15th January 2025

Help me get the right credit card for me

Help me get the right credit card for me Reviewed on: 15th January 2025

Zopa has given me the chance to build up my credit r...

Zopa has given me the chance to build up my credit rating something other providers were not willing to do . Reviewed on: 15th January 2025

Easy to deal with.

Easy to deal with. Great products. Reviewed on: 15th January 2025

My experience with Zopa is very good I have credit c...

My experience with Zopa is very good I have credit card and car finance and really recommend -quick easy and professional service Reviewed on: 15th January 2025

I was finding it hard to find the right card for me.

I was finding it hard to find the right card for me. Very good in every aspect Reviewed on: 15th January 2025

Staff Cound not be any more friendly and helpful, ov...

Staff Cound not be any more friendly and helpful, overall an amazing service Reviewed on: 15th January 2025

Zopa has made my financ easier and convenient.

Zopa has made my finances easier and convenient. Thank you. Simple to use. Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aquis Card
from Vanquis 4.48 from 44 reviews
Everyday credit cards
from Lloyds Bank 4.09 from 68 reviews
Credit card
from first direct 4.26 from 27 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub