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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent credit card , no issues with applying for...

Excellent credit card , no issues with applying for one and they offered me a credit rise within 6 months of using my car highly recommend to everyone Reviewed on: 15th January 2025

A very easy to follow app and the menu easy to use m...

A very easy to follow app and the menu easy to use making payments and following your spending and keeping on top of everything a breeze Reviewed on: 15th January 2025

Never had a problem everything to do with my account...

Never had a problem everything to do with my account runs smoothly . the whole package was delivered exactly as said . I really have no complaints with any department . Reviewed on: 15th January 2025

All good,im very happy whit zopa

All good,im very happy whit zopa Reviewed on: 15th January 2025

Always receive excellent service

Always receive excellent service Reviewed on: 15th January 2025

Keep me well informed.

Keep me well informed. Good customer service Reviewed on: 15th January 2025

Zopa was very helpful in helping me manage my financ...

Zopa was very helpful in helping me manage my finances the credit card and loan is easy to apply and they explained the pros and cons every thing clear they fair in their interest charges and the process was smooth. Reviewed on: 15th January 2025

Easy to apply and easy to use.

Easy to apply and easy to use..no problems so far Reviewed on: 15th January 2025

Zopa always helpful

Since I have been with Zopa, I have had no problems at all. Everything was made easy for me from the start of the process to finish and since getting it Reviewed on: 15th January 2025

Always good at answering questions I ask

Always good at answering questions I ask Reviewed on: 15th January 2025

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