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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very easy to apply and the app is easy to...

Very easy to apply and the app is easy to use Reviewed on: 15th January 2025

Great service no problems or hassle

Great service no problems or hassle Reviewed on: 15th January 2025

No problem with the service and good to resolve any...

No problem with the service and good to resolve any questions Reviewed on: 15th January 2025

Easy helpful and very fast i am very happy with zopa...

Easy helpful and very fast i am very happy with zopa thank you zopa Reviewed on: 15th January 2025

Zopa offers good tips and advice for all

Zopa offers good tips and advice for all Reviewed on: 15th January 2025

A warm and friendly approach I’ve received from all...

A warm and friendly approach I’ve received from all the staff I’ve spoken to over the years Reviewed on: 15th January 2025

Very simple application and online app is easy to na...

Very simple application and online app is easy to navigate Reviewed on: 15th January 2025

Couldn't be happier!

Zopa was quick to apply and to arrive, it's easy to use, has a good customer service, nothing better to say, really. Couldn't be happier. Reviewed on: 15th January 2025

Super duper service!

Super duper service, easy app access and fab back up facility, more of the same please. Great product! Reviewed on: 15th January 2025

Someone tried to defraud me

When someone tried to fraud me by taking money for payment of goods from my credit card it was declined and when I spoke to the office staff the next day they assured me the money would not be allowed, cancelled my credit card and my new card arrived very quickly the same week Reviewed on: 15th January 2025

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