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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good card, easy and convenient.

Good card, easy and convenient. Have recommended to friends and family. Reviewed on: 15th January 2025

It’s great!.

I find Zopa very affordable, friendly and helpful. Reviewed on: 15th January 2025

I have a Credit Card and a Car Finance account with...

I have a Credit Card and a Car Finance account with ZOPA. They are fast, efficient, friendly and very helpful. I cannot recommend them enough. Reviewed on: 15th January 2025

Easy app to use and caring customer service

Easy app to use and caring customer service Reviewed on: 15th January 2025

Low interest rates, efficient customer service

Zopa are always quick and efficient at answering queries and the interest rates are really reasonable for the money you borrow Reviewed on: 15th January 2025

Enthusiastic

My personal view with Zopa has been excellent and it’s give e enthusiasm to build my credit score and I would highly recommend my friends to take advantage to become a member of Zopa bank. Reviewed on: 15th January 2025

I've had no.

I've had no. Problem with my zopa card and they are very helpful when you get in touch Reviewed on: 15th January 2025

Very fast service and good customer service

Very fast service and customer service Reviewed on: 15th January 2025

Great card never had an issue.

Great card never had an issue. Hot onto any fraud detection. Great card to start building your credit Reviewed on: 15th January 2025

Great thanks

Very happy with that one credit it's very good banking app Reviewed on: 15th January 2025

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