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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent company

Very good company no hassle’s and always take the money on the date I chosen Reviewed on: 15th January 2025

Ease of use.

Ease of use. Very efficient service. Instant updates Reviewed on: 15th January 2025

Good card and app

There are a raft of tools to help build and manage credit, multiple payment options and the ability to apply for other products in the app. Limits are generous and payment details are clear and enable the user to manage effectively Reviewed on: 15th January 2025

Amazing card the only thing is a miss I the...

Amazing card the only thing is a miss I the Apple Pay Reviewed on: 15th January 2025

Easy to apply for fast turn round great service

Easy to apply for fast turn round great service Reviewed on: 15th January 2025

Help me when I was on troble

Help me so much when I need money easy and clean app Reviewed on: 15th January 2025

Easy to use on the app

Easy to use on the app and easy to control Reviewed on: 15th January 2025

Very helpful for daily use I recommend for everyone

Very helpful for daily use I recommend for everyone Reviewed on: 15th January 2025

I am thoroughly excited to have a Zopa account.

I am thoroughly excited to have a Zopa account. It has assisted me tremendously. Reviewed on: 15th January 2025

My my credit card credit card is very helpful to me

My credit card is very helpful to me Reviewed on: 15th January 2025

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