Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

5* service

Absolutely fantastic service so easy to use. Reviewed on: 15th January 2025

Great credit card, the app is easy to use and great...

Great credit card, the app is easy to use and great customer service Reviewed on: 15th January 2025

The Zopa Ride

I have a very good experience with Zopa, no nasty surprises, just a smooth flow. The credit limit is reasonable and the alerts to remind me of when the direct debit is due are very handy. And I get a message with an every spend. Keeps me focused Reviewed on: 15th January 2025

Excellent efficient provider, with both credit card...

Excellent efficient provider, with both credit card and loan facilities, prompt response with any queries, keep me up to date with changes Reviewed on: 15th January 2025

Very good and easy to use the app

Very good and easy to use the app Reviewed on: 15th January 2025

Great for credit building

Not had any issues. Easy to use app. Simple and clear t&c’s. Manageable credit limit. Easy ways to repay. Reviewed on: 15th January 2025

Great people yo desk with have answered my quieries...

Great people yo desk with have answered my quieries many times succesfully Reviewed on: 15th January 2025

I can honestly say I have never had a problem I only...

I can honestly say I have never had a problem I only whish other credit card providers was the same Reviewed on: 15th January 2025

Very helpful

Easy to apply , easy to understand Term and Conditions Reviewed on: 15th January 2025

Great customer service for loans

I had asked for a loan and they are quick in their decision to give my loan they are super friendly and polite you can ask customer service anything you wish to ask Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Jaja Finance 4.72 from 2530 reviews
Everyday credit cards
from Lloyds Bank 4.09 from 68 reviews
Credit card
from Nationwide 4.11 from 221 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub