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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Makes everything easier to use apps

Makes everything easier to use apps Reviewed on: 15th January 2025

Nonsense card

Very easy convenient card no nonsense Reviewed on: 15th January 2025

Very good and helpful never had any issues

Very good and helpful never had any issues Reviewed on: 15th January 2025

Applied for a credit card with Zopa and instantly go...

Applied for a credit card with Zopa and instantly got approved Reviewed on: 15th January 2025

I have never had no problems even when setting it up...

I have never had no problems even when setting it up and resetting password very good customer service. Reviewed on: 15th January 2025

Very good credit card easy to use

Very good credit card easy to use Reviewed on: 15th January 2025

Spot on service

I have had nothing but really good experience with you Reviewed on: 15th January 2025

Exactly what I need in a credit card

Exactly what I need in a credit card Reviewed on: 15th January 2025

Excellent

Transparent company with an App that works brilliantly. Notifications from the App are a bonus. Reviewed on: 15th January 2025

SERVICES

Everything about Zopa is great, clear and concise, excellent overall Reviewed on: 15th January 2025

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