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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy no fuss application and service

Easy no fuss application and service Reviewed on: 15th January 2025

Nice and timely, always save you from an embarrassin...

Nice and timely, always save you from an embarrassing situation. Reviewed on: 15th January 2025

New Credit card 2025.

Is the best for 2025. I like it. All you need . Reviewed on: 15th January 2025

Really grateful, they excepted me when I really need...

Really grateful, they excepted me when I really needed help with my finances Reviewed on: 15th January 2025

I find zopa brilliant.

I find zopa brilliant. So easy to use and very helpful. I have told my friends and family about zopa. Reviewed on: 15th January 2025

No experience as I have had no cause to contact...

No experience as I have had no cause to contact them Reviewed on: 15th January 2025

Clear and concise

Zopa has a great app which is very clear and concise. Payments are managed easily and easy to track payments. Even better that they are now branching out into a bank, well done Zopa. Reviewed on: 15th January 2025

Easy to use app and competitive interest tates

Easy to use app and competitive interest tates Reviewed on: 15th January 2025

Excellent

It was easy to get the card and they keep me informed on everything Reviewed on: 15th January 2025

I had an issue regarding a payment and the customer...

I had an issue regarding a payment and the customer support were extremely helpful and polite. I was treated with respect and my issue was dealt with during the initial call. I felt relieved that the situation was dealt with professionally and quickly. Reviewed on: 15th January 2025

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