Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fantastic bank and customer service

Fantastic bank and customer service Reviewed on: 15th January 2025

I have had issues with fraud and I have been able to...

I have had issues with fraud and I have been able to contact someone easily and ordered a new card with minimal fuss Reviewed on: 15th January 2025

Easy to use

The app is well laid out, & easy to use. Reasonable interest rates. No issues so far. Reviewed on: 15th January 2025

Positive use of the app, easy to use,

Positive use of the app, easy to use, Reviewed on: 15th January 2025

Excellent credit card.

Excellent credit card. No issues at all. Easy to use app. Available balance goes up Immediately after you make a payment. Well done Zopa. Reviewed on: 15th January 2025

Good service and provider and good repayments

Good service and provider and good repayments Reviewed on: 15th January 2025

Brilliant App and great customer service

Brilliant App and great customer service Reviewed on: 15th January 2025

Verervice easy app to use a...

Very professional and easy service easy app to use and always there if I have a problem straight forward and no frills service I would definitely recommend this service Reviewed on: 15th January 2025

Tow financial help

Everything was fast and on point Reviewed on: 15th January 2025

I was very happy to be accepted as I’m trying to reb...

I was very happy to be accepted as I’m trying to rebuild my credit score whilst also having a bit of breathing space over the Christmas period. I also hate filling in forms or talking to agents over the phone so you guys hit the nail on the head! Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Cashback Credit Card
from American Express 4.35 from 70 reviews
Aquis Card
from Vanquis 4.48 from 44 reviews
Classic Extra Card
from Capital One 4.08 from 6 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub