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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good experience app is easy to use very happy

Good experience app is easy to use very happy Reviewed on: 15th January 2025

Great credit card love it

Really easy experience great credit card well looked after Reviewed on: 15th January 2025

Great card

This card is great for unexpected purchases Reviewed on: 15th January 2025

Customer Friendly.

From Day One always found Zopa very customer friendly. Their staff are very curtisous and helpful whenever I have had a query. Would have no hesitation in recommending them. Reviewed on: 15th January 2025

Good customer service

I’ve had a good experience with phoning customer service and they did sort out a fraudulent transaction very well though it did take a Lott of time and a couple of calls to chase them up. But overall very nice and it was resolved in the end. Reviewed on: 15th January 2025

Credit Card

The service receipt and account updates are fast and accurate. Reviewed on: 15th January 2025

Excellent service always there to help

Excellent service always there to help Reviewed on: 15th January 2025

Zopa,s app is first class and customer service is ve...

Zopa,s app is first class and customer service is very good Reviewed on: 15th January 2025

Very easy to manage with the app.

Very easy to manage with the app. Reviewed on: 15th January 2025

Excellent

I got the card faster than other companies. At first I was pre-approved for a fee but I got a card with a smaller amount. Honestly I would not have accepted it if I had known before Reviewed on: 15th January 2025

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