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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great excellent service provider!!

Great customer care and easy to use website and they respond to email promptly, good communication skills all round. Reviewed on: 15th January 2025

Excellent from application onwards

Excellent from application onwards Reviewed on: 15th January 2025

Easy to use app.

Easy to use app.Great customer service Reviewed on: 15th January 2025

I'm extremely satisfied with zopa.

I'm extremely satisfied with zopa. They listened to your complaints. Reviewed on: 15th January 2025

The app it's very easy to use very friendly team am...

The app it's very easy to use very friendly team am am happy using the zopa credit card easy to manage the account Reviewed on: 15th January 2025

Great credit card provider, easy and efficient

Great credit card provider, easy and efficient Reviewed on: 15th January 2025

Great service and easy to communicate

Great service and easy to communicate Reviewed on: 15th January 2025

I've had a fantastic experience with my Zopa credit...

I've had a fantastic experience with my Zopa credit card, the application process was seamless and the customer service team has been incredibly helpful whenever I've had any queries. Overall, I'm thoroughly impressed with Zopa and would highly recommend their credit card to anyone looking for a hassle-free and rewarding experience. Reviewed on: 15th January 2025

Reliable app and never had an issue with zopa.

Reliable app and never had an issue with zopa. Reviewed on: 15th January 2025

Excellent and easy app

Excellent app. Easy to navigate and pay statement. Regular emails getting you informed of offers and your account . Reviewed on: 15th January 2025

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