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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Never had a problem with the app

Never had a problem with the app Reviewed on: 15th January 2025

Zopa credit card

Zopa credit card is great for the unexpected items I’ve also told family and friends as it’s really good credit card easy to use Reviewed on: 15th January 2025

Have not had a credit card for a long while.

Have not had a credit card for a long while. Zopa had faith in my background to give me a card and I want to get my credit rating improved. Thankyou zopa. Reviewed on: 15th January 2025

Easy to apply and all set up quickly

Easy to apply and all set up quickly Reviewed on: 15th January 2025

INCREDIBLE ZOPA!!!!!!

SUPERB EXPERIENCE. EASY FORM TO FILL, NO FRILLS. Reviewed on: 15th January 2025

Very easy to use app.

Very easy to use app. Clear View statment. No problem to use abroad. Reviewed on: 15th January 2025

All was good.

Everything was fast and easy : applying for card and service. Reviewed on: 15th January 2025

Helpful and friendly staff.

Helpful and friendly staff. Helped me alot when I was struggling Reviewed on: 15th January 2025

Outstanding customer service from the moment I start...

Outstanding customer service from the moment I started my application. I celebrate the Zopa team & brand enormously and many many friends , clients, contacts now have one. keep striving and remaining as one of the best in the industry. So so rare today. Many congratulations Zopa I wish you all every success going forward in business & life x Reviewed on: 15th January 2025

Excellent service.

Excellent service. Easy to apply. Reviewed on: 15th January 2025

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