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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Brilliant good to deal with would recommend to anybody

Brilliant good to deal with would recommend to anybody Reviewed on: 15th January 2025

Well done!

Well done! Thank you for your cooperation! Reviewed on: 15th January 2025

Great service

after having bad credit history due to covid zopa took a chance and gave me credit again. Reviewed on: 15th January 2025

All Smooth!

I have not used the card very much but I have never had any problems or need to contact Zopa. However, I enjoy the very favourable rates of foreign exchange. Zopa are good at communicating with me and informing me of new products which they have to offer. Reviewed on: 15th January 2025

Easy to use app staff very friendly and helpful

Easy to use app staff very friendly and helpful Reviewed on: 15th January 2025

I find Zopa is so helpful.

I find Zopa is so helpful. They have excellent services and there rates are fair. Reviewed on: 15th January 2025

Never had any issues app is very easy to use.

Never had any issues app is very easy to use. Would be nice to get a credit increase offer. Overall I like the credit card. Reviewed on: 15th January 2025

Great experience so far as a new customer.

Great experience so far as a new customer. Reviewed on: 15th January 2025

Never had a problem!

Never had a problem!! Excellent service!! Reviewed on: 15th January 2025

So easy and a great app I would definitely recommend...

So easy and a great app I would definitely recommend Zopa to family and friends , the app is easy find out everything and the repayments are reasonable and easy to pay . Reviewed on: 15th January 2025

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