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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Professional and easy to use.

Professional and easy to use. App is very simple and self explanatory Reviewed on: 15th January 2025

Easy to use

Easy to use no problems at all have had no issues at all Reviewed on: 15th January 2025

Grear customer service and fantastic card

I had a slight hiccup, chatted customer service and it was resolved very promptly. Also the card is great overall Reviewed on: 15th January 2025

The one to have

Fantastic service and always happy to help Reviewed on: 15th January 2025

Happy with Zopa

When I applied for Zopa, their website page was easy to use. I got my credit card from them. I then saw different services they offer, and I managed to a smart isa and have begun my journey to saving. I have referred to a number of friends and they are pleased as well with the services. Customer service reply timeously. Reviewed on: 15th January 2025

Useful messages to remind me when payments are due.

Useful messages to remind me when payments are due. Also message to say purchase has taken place. Reviewed on: 15th January 2025

Good all round experience with Zopa.

Good all round experience with Zopa. Easy to understand and use the app. Reviewed on: 15th January 2025

Good card service

Good card good service and good customer service Reviewed on: 15th January 2025

Happy Camper

Have had no problems since taking out my card,app is easy to use for making extra payments..would highly recommend Reviewed on: 15th January 2025

Zopa app is very easy to use.

Zopa app is very easy to use. Zopa communicate to customers very easily and often Reviewed on: 15th January 2025

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