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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great service and easy to understand App.

Great service and easy to understand App. Reviewed on: 15th January 2025

Very happy with the service i get

Very happy with the service i get Reviewed on: 15th January 2025

Fantastic customer relations and easy payment methods

Fantastic customer relations and easy payment methods Reviewed on: 15th January 2025

Great service from the moment I opened the account.

Great service from the moment I opened the account. Reviewed on: 15th January 2025

Good customer service and care.

Good customer service and care.The service is great and Zopa has a listening ear for the clients Reviewed on: 15th January 2025

Always helpful and show the human fun .

Always helpful and show the human fun ..better than the rest Reviewed on: 15th January 2025

Brilliant service.

Brilliant service. Great product. Reviewed on: 15th January 2025

Zopa is handy and easy to apply for.

Zopa is handy and easy to apply for. It's helped me to improve my credit Reviewed on: 15th January 2025

Great credit card

I’ve not had a Zoopa credit card for long. But I love using it and the fees and service are great Reviewed on: 15th January 2025

I’m happy with it very good financial company

I’m happy with it very good financial company Reviewed on: 15th January 2025

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