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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great Credit Card Provider Indeed.

Zopa provided me with a card when I was rejected elsewhere. They gave me a manageable credit limit with affordable repayments. If you stay on top of your account, they also offer credit limit increases, but it is entirely up to you if you take these offers. Brilliant credit card suppliers that offer so much more as well, highly recommended indeed. Reviewed on: 15th January 2025

I have never had a problem with Zopa .

I have never had a problem with Zopa . Reviewed on: 15th January 2025

Good service and excellent customer services thank y...

Good service and excellent customer services thank you for your service Kind regards G N Laight mr Reviewed on: 15th January 2025

Great easy to use app and customer service

Great easy to use app and customer service Reviewed on: 15th January 2025

Zopa is a conscientious provider and I feel very com...

Zopa is a conscientious provider and I feel very comfortable dealing with thdm Reviewed on: 15th January 2025

Easy Access Application & easy to understand

Easy Access Application & easy to understand Reviewed on: 15th January 2025

good company

good company good service quick service Reviewed on: 15th January 2025

Always affordable payments with good clear instructi...

Always affordable payments with good clear instructions on the app Reviewed on: 15th January 2025

I have had nothing but a positive experience from zopa

I have had nothing but a positive experience from zopa Reviewed on: 15th January 2025

Had issues with login into my account I called up an...

Had issues with login into my account I called up and it got dealt with straight away Reviewed on: 15th January 2025

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