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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good service and knowledgeable staff

Good service and knowledgeable staff Reviewed on: 15th January 2025

Awesome features in app

Offered manageable credit limit, then increased limit as i proved myself a lot of good extra features and potential offers in the Reviewed on: 15th January 2025

Excellent company

Always remind when payment is due but don't hassle. Card came out quickly and set up explained simply. Reviewed on: 15th January 2025

Zopa have been very at helping me manage my card.

Zopa have been very at helping me manage my card. Reviewed on: 15th January 2025

zopa bank is a great bank it has giving me a.

zopa bank is a great bank it has giving me a. great experience of money in needed time. Reviewed on: 15th January 2025

Excellent service and easy to use the app

Excellent service and easy to use the app Reviewed on: 15th January 2025

Great service

Great service no trouble at all never had to call once also always let's you know when payment is due Reviewed on: 15th January 2025

My experience

Customer service is excellent and whole process was really smooth Reviewed on: 15th January 2025

Easy to use as it’s a card but would be good if it w...

Easy to use as it’s a card but would be good if it was on Apple pay Reviewed on: 15th January 2025

Affordable card

Nice and easy with good customer service. Reviewed on: 15th January 2025

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