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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa really easy application and easy to use.

Zopa really easy application and easy to use. Reviewed on: 15th January 2025

Excellent provider!

Excellent provider. Best out there by far! Reviewed on: 15th January 2025

Zopa is an Easy to use app and with no stressful sig...

Zopa is an Easy to use app and with no stressful signups. Been able to use abroad with good exchange rates and affordable credit. Reviewed on: 15th January 2025

Zopa is great when you have a emergency.

Zopa is a great credit building credit card.Its great to have a Zopa Credit Card in your wallet in case of a emergency. Reviewed on: 15th January 2025

Easy to understand

Love the card easy to view in app and can do everything in your app Reviewed on: 15th January 2025

I love using the Zopa App.

I love using the Zopa App. For some reason it feels light, probably due to how easy and fast it loads. Reviewed on: 15th January 2025

Very good.

Very good. Exelent. Thank you . Not cement :) Reviewed on: 15th January 2025

Zopa provides a highly customer-friendly atmosphere,...

Zopa provides a highly customer-friendly atmosphere, excellent service, and a seamless user experience, ensuring customer satisfaction at every step. Their commitment to transparency and personalized support sets them apart in the industry. Reviewed on: 15th January 2025

Easy app

Very easy app to use. Can solve most queries by the app,but customer service is very polite and professional Reviewed on: 15th January 2025

It's the best credit card around and so easy to...

It's the best credit card around and so easy to use Reviewed on: 15th January 2025

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Want to see more from Zopa?

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from Zopa 4.87 from 1795 reviews
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