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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa credit is really good ..

Zopa credit is really good it has helped me a lot Reviewed on: 15th January 2025

It’s the best credit card that I’ve used till now

It’s the best credit card that I’ve used till now Reviewed on: 15th January 2025

It has been an excellent card from a company that pr...

It has been an excellent card from a company that prioritises user experience. Reviewed on: 15th January 2025

Great company with honesty and transparency throughout

Great company with honesty and transparency throughout Reviewed on: 15th January 2025

Really good card for building credit score

Really good card for building credit score Reviewed on: 15th January 2025

Great services, every time I have an issue it’s rect...

Great services, every time I have an issue it’s rectified on time with satisfaction Reviewed on: 15th January 2025

Great company

Easy to use, good communications and amazing service Reviewed on: 15th January 2025

A great credit card to help me rebuild my credit

A great credit card to help me rebuild my credit with great features and well written mo I've application Reviewed on: 15th January 2025

Honest and reliable

They keep me informed very helpful and reply very quickly Reviewed on: 15th January 2025

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