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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent company and good customer service.

Excellent company and good customer service. I also have a savings account with them, that's how trustworthy they are. Reviewed on: 12th April 2024

Brilliant App!

Had no problems using the credit card, the saving accounts are great with the app. Reviewed on: 12th April 2024

Very good easy and affordable always updating very g...

Very good easy and affordable always updating very good communication happy with my card account Reviewed on: 12th April 2024

Always there when you need them, excellent customer...

Always there when you need them, excellent customer support Reviewed on: 12th April 2024

Why I like Zopa

I am informed about all my charges along with upcoming payments Reviewed on: 12th April 2024

Cant fault, i have had no issues at all

Cant fault, i have had no issues at all Reviewed on: 12th April 2024

Nice card with app.

Nice card with app. From credit to savings I’m happy with zopa Reviewed on: 12th April 2024

Great customer service

The card has come in very handy and customer service is excellent. Reviewed on: 12th April 2024

Great card and customer service.

Great card and customer service. The app is really good too. Would highly recommend this credit card for anyone looking to build credit Reviewed on: 12th April 2024

I had recently finished an AVL agreement and needed...

I had recently finished an AVL agreement and needed to rebuild my credit Zopa is allowing me to do this and its app has a range of useful tools Reviewed on: 12th April 2024

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