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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I have a credit card with Zopa, very easy guidance a...

I have a credit card with Zopa, very easy guidance and set up.Would definitely recommend to family and friends. Reviewed on: 10th April 2024

I applied for a card, the communication was excellen...

I applied for a card, the communication was excellent throughout the process of applying to receiving my card. The information and use of the app is extremely important so you can keep track of your balance and payments which are updated quickly Reviewed on: 10th April 2024

I have had the card for just about a year and have r...

I have had the card for just about a year and have received nothing but excellent service from ZOPA Reviewed on: 10th April 2024

user friendly App - products offered

user friendly App - products offered Reviewed on: 10th April 2024

Easy to use best credit card I have ever had...

Easy to use best credit card I have ever had Reviewed on: 10th April 2024

Simple process

Simple process and good understanding relative to any financial issues Reviewed on: 10th April 2024

I have had no problems with Zopa as long as you pay...

I have had no problems with Zopa as long as you pay your monthly bill on time they are very good Reviewed on: 10th April 2024

No issues and happy with service

No issues and happy with service Reviewed on: 10th April 2024

Good service and helpful .

Good service and helpful . Customer service easily available Reviewed on: 10th April 2024

the whole show

ease of use of card and website, any time contacting, friendly and helpful associates, all information you need on mobile app or website, mobile app is an absolute god send, keeping up to date with everything at your fingertips, excellent security with use of all devices and services Reviewed on: 10th April 2024

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