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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Staff very professional and compassionate

Staff very professional and compassionate Reviewed on: 10th April 2024

Easy to navigate on their app.

Easy to navigate on their app. They keep you updated. Reasonably interest rate. Reviewed on: 10th April 2024

Zopa staff are very professional and polite when you...

Zopa staff are very professional and polite when you speak to them. Reviewed on: 10th April 2024

simple and useful app

i like the fact that you paid the card and inmediately you have the available in your account. easy and simple app love it Reviewed on: 10th April 2024

Great card , good effectively the best credit card I...

Great card , good effectively the best credit card I’ve had Reviewed on: 10th April 2024

Really good only company that would give me a chance...

Really good only company that would give me a chance I stuck with them really good app Reviewed on: 10th April 2024

Brilliant service, great product

Brilliant service, great product Reviewed on: 10th April 2024

I thought I wouldn't get a credit card but I did & i...

I thought I wouldn't get a credit card but I did & it's brilliant Reviewed on: 10th April 2024

Zopa credit card review.

I recently applied for, and received, a Zopa credit card. The application and affordability sections were very thorough, ensuring that you were entering a suitable agreement. The app is easy to negotiate and I've been extremely impressed with the knowledge, professionalism, and efficiency of the customer service team. Based on my own experience, I would definitely recommend the Zopa group to family and friends. Reviewed on: 10th April 2024

Excellent

It's good to I having Zopa credit card lot's help Reviewed on: 10th April 2024

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