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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to apply and easy to look after repayment

Easy to apply and easy to look after repayment are low . Nice easy app can really keep control Reviewed on: 9th April 2024

Excelent experience for first credit card.

Excelent experience for first credit card. Reviewed on: 9th April 2024

Never had any issues whatsoever, and if ive had any...

Never had any issues whatsoever, and if ive had any questions i have either found the solution online or if i have spoke to advisor they have been easy to contact and friendly to talk too and resolved my query quickly and efficiently . The app is super easy to use too! Reviewed on: 9th April 2024

Zopa miles ahead!

Zopa services are tailored to give detailed,customer satisfaction. I have enjoyed seamless and professional in-app service experience since I started using Zopa. Never had a complaint and I use the app a lot. Keep up the good work Zopa. Reviewed on: 9th April 2024

Great firm

Great firm who look after their customers well and make it easy to keep track of your finances. Reviewed on: 9th April 2024

I have nothing but positive things to say about my e...

I have nothing but positive things to say about my experience with Zopa Reviewed on: 9th April 2024

Excellent service management and customer interaction.

Excellent service management and customer interaction... Reviewed on: 9th April 2024

Happy chappy

Great wee card perfect for every day use customer service helpful and very polite making the process very easy enjoyable Reviewed on: 9th April 2024

Quick fast and easy

Quick fast and ever efficient , easy to apply and understand Reviewed on: 9th April 2024

Trouble free and excellent customer service

Trouble free and excellent customer service Reviewed on: 9th April 2024

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