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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Because I think it's good l m happy thank you...

Because I think it's good l m happy thank you Zopa Reviewed on: 9th April 2024

Easy to use app and regular notifications.

Easy to use app and regular notifications. Reviewed on: 9th April 2024

Brilliant customer service

Been a customer of Zopa for nearly 2 years and I have never had an issue in any aspect of how they have treated me as a customer. Brilliant customer service. Reviewed on: 9th April 2024

I needed to improve my credit score and they provide...

I needed to improve my credit score and they provided me with the help I needed Reviewed on: 9th April 2024

Good credit card provider.

Good credit card provider. Low rate credit, no troubles, no hassle. Superb service. I've been offered low rate car finance. Highly recommended Reviewed on: 9th April 2024

Easy to use app.

Easy to use app. Friendly and efficient Reviewed on: 9th April 2024

Great service..

I love zopa its easy to use and give a great service. I would recommend to anyone to use zopa. Reviewed on: 9th April 2024

Clear and concise

There is very clear scoring and guide to improve credit history and straight forward Reviewed on: 9th April 2024

Fantastic service

Very easy app helpful people at end of phone to help and guide to through any issues Reviewed on: 9th April 2024

Never had a problem app is so easy to use would defi...

Never had a problem app is so easy to use would definitely recommend to friends and family Reviewed on: 9th April 2024

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