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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very accessible app, ensuring I can set controls to...

Very accessible app, ensuring I can set controls to suit my needs Reviewed on: 9th April 2024

very easy to deal with

very easy to deal with, very straight forward. Reviewed on: 9th April 2024

Excellent products and customer service.

Excellent products and customer service. Would highly recommend Reviewed on: 9th April 2024

Excellent Zopa

Zopa has an incredible and excellent bank with the best credit facilities. They made life easier and their services is top notch. Reviewed on: 9th April 2024

Very good credit card and customer service.

Very good credit card and customer service. Reviewed on: 9th April 2024

That’s a good but if possible add to Apple Pay o cas...

That’s a good but if possible add to Apple Pay o cash withdraw a lot of places accepted only cash Reviewed on: 9th April 2024

Very useful card to use when needed

Very useful card to use when needed Reviewed on: 9th April 2024

The App is the best out of all others I’ve seen.

The App is the best out of all others I’ve seen. Acknowledging payments made instantly is more than helpful! Reviewed on: 9th April 2024

Life saver

Zopa offered me a credit card to when I needed it he most. Zopa saved my life Reviewed on: 9th April 2024

Straight forward application.

Straight forward application. Once accepted, lots of information available. Reviewed on: 9th April 2024

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Want to see more from Zopa?

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