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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent all round performance

Everything is always up to date, easy to use and if you need help or advice it’s right there at the click of a button Reviewed on: 9th April 2024

Very helpful and no problem to speak to them Very...

Very helpful and no problem to speak to them Very courteous Reviewed on: 9th April 2024

It's easy to apply the card arrived quickly the app...

It's easy to apply the card arrived quickly the app and customer service chat are excellent and they constantly keep you updated Reviewed on: 9th April 2024

I was one with a low credit score, now zopa are help...

I was one with a low credit score, now zopa are helping build my credit up. Reviewed on: 9th April 2024

Awesome service grate communication

Awesome service grate communication Reviewed on: 9th April 2024

Great bank

Since using had no problems easy to use and to make payments Reviewed on: 9th April 2024

Friendly efficient and always there if need help

Friendly efficient and always there if need help Reviewed on: 9th April 2024

Zopa is great, easy access simple to navigate.

Zopa is great, easy access simple to navigate. certainly helped me through some tough financial moments over the past months. Reviewed on: 9th April 2024

clear and honest communication

Always helpful, clear and honest communication Reviewed on: 9th April 2024

Great product and customer service

Great product and customer service Reviewed on: 9th April 2024

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