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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Just so helpful and good service

Just so helpful and good service Reviewed on: 9th April 2024

Great sero

Great easy to use app and all details are to hand. Customer services always come back within 48 hrs ….brilliant Reviewed on: 9th April 2024

they gave me a chance when no other credit card woul...

they gave me a chance when no other credit card would snd I love that I can keep an eye on my credit card through the app Reviewed on: 9th April 2024

Zopa customer services are very good and helpful

Zopa customer services are very good and helpful Reviewed on: 9th April 2024

Zopa was the first company to give me a credit card...

Zopa was the first company to give me a credit card and without them I would have been stuck at that time.now I have a higher credit limit amd use the card all time . Reviewed on: 9th April 2024

Good provider for poor credit.

Communication has been provided regularly. The insights part of the app is very clear and easy to understand and I was accepted with a less than perfect credit history Reviewed on: 9th April 2024

Zopa is very good I m allways tell everyone use...

Zopa is very good I m allways tell everyone use Zopa Reviewed on: 9th April 2024

Highly Recommended!

Great to deal with, very helpful and quick easy process. Reviewed on: 9th April 2024

Easy Peasy Zopa Breezy!!

The Zopa app makes it super easy to keep track of your spending and making payments is a breeze! Reviewed on: 9th April 2024

Good communication and information

Good communication and information Reviewed on: 9th April 2024

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