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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

The best

I love Zopa. The best CreditCard. Excellent Reviewed on: 9th April 2024

Fast an efficient service just upped my Credit lim...

Fast an efficient service just upped my Credit limit ! Easy to use very happy xx Reviewed on: 9th April 2024

Mrs D Smith

Never offer me products I don’t want or need. Take care I can afford any increases. Reviewed on: 9th April 2024

Excellent app, everything is very slick

Excellent app, everything is very slick Reviewed on: 9th April 2024

Perfect every time.

Perfect every time. Always there when needed Reviewed on: 9th April 2024

Just fantastic customer service and the app is easy...

Just fantastic customer service and the app is easy to use Reviewed on: 9th April 2024

Best experience credit card

The best credit card good customer care service Reviewed on: 9th April 2024

Everything is very easy thanks customer service is e...

Everything is very easy thanks customer service is excellent Reviewed on: 9th April 2024

Much more than another piece of plastic in my wallet!

Definitely fit for purpose and has been a feeling of security tucked away in my wallet but always there when needed! Great service and understanding from app to telephone by the personal involved! Good rates and advise in every financial way . Reviewed on: 9th April 2024

I feel like I'm always supported ..

I feel like I'm always supported and it's so easy to use the app Reviewed on: 9th April 2024

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