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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy app, handy card to have in your wallet

Easy payments, all the information is available on the Zopa App. Straight forward information with great customer service. Reviewed on: 9th April 2024

Money made easy

Easy to use and clear statements with very good app. Payments appear instantly and I like the security Reviewed on: 9th April 2024

Fair, honest.

Fair, honest. Open, nothing hidden cost. Great service, always listens to you Reviewed on: 9th April 2024

It’s been really great experience to having it

It’s been really great experience to having it Reviewed on: 9th April 2024

Customer service is excellent!

Customer service is excellent! Products are vast and very competitive to market leaders. Apps are very easy to use and set out is easy on the eyes. Notifications when card is used, and a text in advance when payments a due to come out. Reviewed on: 9th April 2024

Quick and simple.

Quick and simple.Works well. Easy to use the app and pay back. Reviewed on: 9th April 2024

They have been great to discuss any issue, offer sup...

They have been great to discuss any issue, offer support when needed. App is very easy to use. Reviewed on: 9th April 2024

What you want from a credit card company

Excellent customer service and interaction with its customers, feels like they care about their relationship with their customers Reviewed on: 9th April 2024

Very quick to react

Very quick to act if there is an issue, in fact they contacted me to tell me there might be one Reviewed on: 9th April 2024

App is amazing and the customer service is amazing i...

App is amazing and the customer service is amazing if there any problems you only need to ask Reviewed on: 9th April 2024

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