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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I love this company, great customer service

I love this company, great customer service Reviewed on: 9th April 2024

Great that payment shows straight on your account as...

Great that payment shows straight on your account as it can be frustrating to wait a few days to show in your account. There is now issue with this on Zoola Reviewed on: 9th April 2024

Credit card

I am satisfied with my credit card. I recommend. Reviewed on: 9th April 2024

Was an absolute pleasure to make in 3 min a credit c...

Was an absolute pleasure to make in 3 min a credit card and to be accepted. I was so confident and happy I m on the bord with zope credit card Reviewed on: 9th April 2024

Customer service is good.

Customer service is good. Easy app to navigate. Love the notification of card use. Notified well in advance of them sending out a new card. Like the notification of taking direct debit payment Reviewed on: 9th April 2024

Excellent company and service.

Excellent company and service. I’m a new customer but would definitely recommend. The app is also user friendly Reviewed on: 9th April 2024

Secure and safe

I get great service from Zopa they keep me updated on my account and have excellent security checks Reviewed on: 9th April 2024

Fair and reasonable

Fair and reasonable with initial credit limit and then very rewarding after showing ability to manage my account responsibly. Reviewed on: 9th April 2024

Good product.

Good product. Good service. I am glad that I am a client. Reviewed on: 9th April 2024

Good card.

Good card. Good starter limit. Quick limit increase Reviewed on: 9th April 2024

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