Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great customer service and app is easy to use

Great customer service and app is easy to use Reviewed on: 9th April 2024

Good customer service.

Good customer service. Easy app to use Reviewed on: 9th April 2024

Awaiting to hear about credit limit increase but no...

Awaiting to hear about credit limit increase but no reply from anyone Reviewed on: 9th April 2024

Good ,simple ,easy and fast.Thank you

Good ,simple ,easy and fast.Thank you Reviewed on: 9th April 2024

Excellent

A good card with reasonable rates and very good communication Reviewed on: 9th April 2024

Always helpful and does not shove credit down my thr...

Always helpful and does not shove credit down my throat. Reviewed on: 9th April 2024

Zopa is fantastic.

Zopa is fantastic. Not only does it provide a great service, it's easy to use and the app is outstanding. I love it and I love Zopa. Reviewed on: 9th April 2024

Happy customer.

Had no issues with zopa and will defo keep using them. Reviewed on: 9th April 2024

Great app

Love the app very useful and lots of imformation Reviewed on: 9th April 2024

Super Zopa

Never had a problem with Zopa, all things always seem to run smoothly. Reviewed on: 9th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from 118 118 Money 4.72 from 5643 reviews
Flex Purchase credit card
from Monzo 4.90 from 3186 reviews
Credit card
from Chase Bank 4.81 from 383 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub