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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great app, always informed of changes to account ter...

Great app, always informed of changes to account terms and conditions. I feel very in control Reviewed on: 9th April 2024

Good people.

Good people. polite, professional and respectful. Product offers the best experience in these turbulent times. Reviewed on: 9th April 2024

Zola is an excellent credit card,easy to use on line...

Zola is an excellent credit card,easy to use on line and good customer services.I would highly recommend. Reviewed on: 9th April 2024

Needed a card to help build my credit.

Needed a card to help build my credit. This is fantastic I stay in control and is helping out Reviewed on: 9th April 2024

Zopa credit card is the best credit card it help bui...

Zopa credit card is the best credit card it help build good credit score Reviewed on: 9th April 2024

Great experience!

Great experience! Always there for me. Reviewed on: 9th April 2024

Very good product excellent service easy website to...

Very good product excellent service easy website to monitor tools to keep control of end spending and credit levells interest is reasonable and easy to make payments as necessary Reviewed on: 9th April 2024

Good and open service, easy application and app info...

Good and open service, easy application and app information Reviewed on: 9th April 2024

Great credit card company

They’ve always been helpful when I’ve needed it. Wouldn’t ask for a better card Reviewed on: 9th April 2024

Excellent service!

Excellent service! Very happy with the product. Reviewed on: 9th April 2024

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Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
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