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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to use and app easy to.

Easy to use and app easy to. can easy keep control of my spending Reviewed on: 9th April 2024

I was very satisfied with the experiance i received...

I was very satisfied with the experiance i received from Zopa.Would recommend zopa to friends and family. Reviewed on: 9th April 2024

Outstanding support and service easy to use app

Outstanding support and service easy to use app Reviewed on: 9th April 2024

Interest rates are the best on the market!

Interest rates are the best on the market! Loving my card! I would recommend them to family and friends everywhere! Reviewed on: 9th April 2024

Great all round!

Great all round! Good App, fast transactions, bit high interest but you can't have it all! Reviewed on: 9th April 2024

All good can’t complain about the experience

All good can’t complain about the experience Reviewed on: 9th April 2024

Easy to use

Very easy to use and deal with clear and concise information Reviewed on: 9th April 2024

I’m kept up to date with my card and any changes.

I’m kept up to date with my card and any changes. It’s easy to use on the app. Reviewed on: 9th April 2024

Easy company to deal with.

Easy company to deal with. And listens to you Reviewed on: 9th April 2024

Great way to build credit score.

Great way to build credit score. Very easy app to use and manage Reviewed on: 9th April 2024

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