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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great service provider ,excellent credit card

Great service provider ,excellent credit card Reviewed on: 9th April 2024

Very easy to use and to access would definitely reco...

Very easy to use and to access would definitely recommend to my family and friends Reviewed on: 9th April 2024

Great service all round from start

Great service all round from start Reviewed on: 9th April 2024

Have a credit card and and received brilliant service

Have a credit card and and received brilliant service Reviewed on: 9th April 2024

It very easy to apply , I got my card in less than a...

It very easy to apply , I got my card in less than a week Reviewed on: 9th April 2024

Great customer service and good interest rates

Great customer service and good interest rates Reviewed on: 9th April 2024

good interest rates and rep...

Very good card with very good interest rates and repayment plan and not pushing to put your credit limit up Reviewed on: 9th April 2024

Solid, no nonsense

The app could use some UX improvements, but otherwise a solid no-nonsense credit card. Not had any problems with them. Payments are added on to the card instantly. Would recommend as a handy card to have as a backup in the wallet Reviewed on: 9th April 2024

First rate credit card

Very good credit card and great app which is clear and simple. The dual nature of the card works well. The whole package is excellent. Reviewed on: 9th April 2024

Always happy to have this card easy to use app very...

Always happy to have this card easy to use app very informative Reviewed on: 9th April 2024

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Want to see more from Zopa?

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