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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Got a card from zopa when i couldn't get one anywher...

Got a card from zopa when i couldn't get one anywhere else. Even though a small limit it has helped enormasly. Reviewed on: 9th April 2024

Zopa credit card has a flexible payment terms

Zopa credit card has a flexible payment terms and so very easy to access credits and also to access customer service. I recommend Zopa for credit as the rate is good for any kind of credit building. Reviewed on: 9th April 2024

Great service and prices would highly recommend

Great service and prices would highly recommend Reviewed on: 9th April 2024

Have had amazing customer service when I’ve been on...

Have had amazing customer service when I’ve been on the phone and always very helpful. The app is so easy to use and it’s the best credit card I have. Reviewed on: 9th April 2024

Life protection

So good end friendly family business Reviewed on: 9th April 2024

Always there if you got a problem with payments .

Always there if you got a problem with payments .also they lend responsible Reviewed on: 9th April 2024

Always there when I need it.

Always there when I need it....easy statements ..all round the best. Reviewed on: 9th April 2024

You get peace of mind and great security.

They keep an eye on your spending and only if they are truly satisfied you can afford an topup they offer to you but explain really think it before accepting friendly and easy to contact very caring and professional Reviewed on: 9th April 2024

Great credit card provider!

Great credit card provider!! Simple and easy to use app. No issues at all Reviewed on: 9th April 2024

Simple and easy and made my credit score better

I can’t thank zopa enough,I was struggling with my money and zopa gave me a credit card,which financially helped me but also made my credit better,absolutely brilliant. Reviewed on: 9th April 2024

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