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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I'm okay with zopa credit card and the service is ok...

I'm okay with zopa credit card and the service is okay Reviewed on: 9th April 2024

Great experiance helped me out when others wouldent

Great experiance helped me out when others wouldent Reviewed on: 9th April 2024

Highly recommend

Great App - that is easy to use and navigate through. The customer service is good, with friendly staff. Reviewed on: 9th April 2024

First class.

First class. Excellent customer service Reviewed on: 9th April 2024

Excellent experience I am very happy

Excellent experience I am very happy Reviewed on: 9th April 2024

Perfect card.

Perfect card. Reasonable APR excellent Reviewed on: 9th April 2024

Very helpful friendly customer support.

Very helpful friendly customer support. Also Zero interest balance transfer Reviewed on: 9th April 2024

Zopa simple the best

My experience has been good easy and straight forward with no stress the app is easy to use Reviewed on: 9th April 2024

Zopa provide us good service and i am always using z...

Zopa provide us good service and i am always using zopa . Thanks zopa for helping people. Reviewed on: 9th April 2024

Best credit builder card around !

I set out to rebuild my poor credit , and I have done that with help from Zopa so grateful ! Amazing Reviewed on: 9th April 2024

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