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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

A great and manageable service, lots of information...

A great and manageable service, lots of information and easy to use Reviewed on: 9th April 2024

Had some fraudulent activities, they delt with it,...

Had some fraudulent activities, they delt with it, no hassle at all. Reviewed on: 9th April 2024

They are excellent credit cards provider very helpfu...

They are excellent credit cards provider very helpful and friend highly recommended Reviewed on: 9th April 2024

Very happy helping me a lot

Very happy helping me a lot everyday Reviewed on: 9th April 2024

Excellent card, easy to use, app is great

Excellent card, easy to use, app is great Reviewed on: 9th April 2024

Easy, simple process applying everything can be done...

Easy, simple process applying everything can be done through the app brilliant service Reviewed on: 9th April 2024

Excellent support good rates and friendly staff

Excellent support good rates and friendly staff Reviewed on: 9th April 2024

Zopa are very transparent and the app is so simple t...

Zopa are very transparent and the app is so simple to use Reviewed on: 9th April 2024

5 stars !

Great app easy to use with a very friendly interface!5 stars! Hassle free! Highly recommenced. One of the best! Reviewed on: 9th April 2024

fantastic customer service very attentive and very s...

fantastic customer service very attentive and very secure Reviewed on: 9th April 2024

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