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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I have a great experience because I could get the cr...

I have a great experience because I could get the credit in very hard situation, so was very helpful Reviewed on: 9th April 2024

Amazing company, extremely helpful and care about th...

Amazing company, extremely helpful and care about the customer Reviewed on: 9th April 2024

Zopa gave me a credit card when nobody else would.

Zopa gave me a credit card when nobody else would. After using it wisely and paying it back - my credit score has jumped up loads! Thank you Zopa Reviewed on: 9th April 2024

I have a very good experience with the customer serv...

I have a very good experience with the customer service Reviewed on: 9th April 2024

As easy as 1 2 3

Very straight forward app to check balance & make payments Reviewed on: 9th April 2024

Fuss free, easy to use

Easy app, clear to use, notifications on purchases and balances. No fuss Reviewed on: 9th April 2024

Use wisely and sensiblyand good things come to you

I think they are a good credit card. They are very fair when it comes to raising credit limits when uou are using the card sensibly like with all things don't abuse it and in,works favourably. Reviewed on: 9th April 2024

Smooth onboarding and the whole experience.

Smooth onboarding and the whole experience. Reviewed on: 9th April 2024

Awesome company

Awesome company not had any problems whatsoever Reviewed on: 9th April 2024

A credit company who truly listen to their customers.

A credit company who truly listen to their customers. They genuinely take the time to understand your situation and then they go the extra mile to Taylor their service to your needs. Couldn’t recommend highly enough Reviewed on: 9th April 2024

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