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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Super efficient system, very easy to use and zero pr...

Super efficient system, very easy to use and zero problems. Reviewed on: 9th April 2024

Good product

Very easy and friendly service would recommend to anyone Reviewed on: 9th April 2024

They were there for me when not many others were goo...

They were there for me when not many others were good company easy to use Reviewed on: 9th April 2024

Best credit card rates of acceptance

Best credit card rates of acceptance Reviewed on: 9th April 2024

Never had any problems with credit card or customer...

Never had any problems with credit card or customer service Reviewed on: 9th April 2024

Easy and the app is very straight forward

Easy and the app is very straight forward Reviewed on: 9th April 2024

Love zopa, gave me a chance with a bad credit rating.

Love zopa, gave me a chance with a bad credit rating. Would highly recommend, look forward to building this relationship. Reviewed on: 7th April 2024

Excellent card

Had a my credit card , quick service for it to arrive and easy to use with app Reviewed on: 7th April 2024

Great company

Zopa has been amazing helped me to build my credit score back up App easy to use and navigate best people I have been with for loan and credit card Reviewed on: 7th April 2024

Very good service and easy to use

Very good service and easy to use Reviewed on: 6th April 2024

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