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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

A great credit card

A great credit card with very easy to manage app Reviewed on: 4th April 2024

No messing around

No messing around you pay money off your card and it instantly comes of your balance Love it Reviewed on: 4th April 2024

Just got approved for a credit card, thank you.

Just got approved for a credit card, thank you. Reviewed on: 3rd April 2024

Hassle free service.

Hassle free service. Have not had one single issue since I got my card. Reviewed on: 3rd April 2024

Very good bank

Very good bank with good standards and very careful with costumer needs I have zopa credit card from 3 years and I’m really happy with Reviewed on: 3rd April 2024

Best Apps

Got all info in Apps which means a lot for me Reviewed on: 3rd April 2024

Great company

ZOPA provided me with a credit card which is very easy to manage Reviewed on: 3rd April 2024

They give me a chance even of my bad credit score wh...

They give me a chance even of my bad credit score which I’d like to improve but need something to help me to do this, they credit card I hope will. Thank you Reviewed on: 2nd April 2024

Easy, yo manage, informative and tailored to me.

The app is simply brilliant and enables me to completely manage my account, and make applications just on my phone. The insights are excellent gor helping me manage my finances generally and look after my personal credit rating. The interest rates are very competitive too, and tailored according to my personal circumstances. Reviewed on: 2nd April 2024

Easy to apply for my credit card, speedy response to...

Easy to apply for my credit card, speedy response to my application and kept me updated regarding card and pin number. Excellent service Reviewed on: 2nd April 2024

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