Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

The easiest, simplest banking!

The easiest banking interaction I’ve ever had. Applied, confirmed and set up in minutes. Faultless app which allows all my banking needs to be taken care of at my finger tips and within seconds. Would highly recommend!! Reviewed on: 9th March 2024

Easy to use and excellent customer service

Easy to use and excellent customer service Reviewed on: 9th March 2024

Zopa is excellent.

Zopa is excellent. Help when the arises. I will recommend Zopa for everyone seeking financial assistance. Reviewed on: 9th March 2024

Simply the best

Zopa is easy to control via access to the app lots of help and advice if needed and can control spending Reviewed on: 9th March 2024

quick way of help.

quick way of help.Easy to get it , a brick of trust.Really helpful and easily understandable steps to follow. Reviewed on: 9th March 2024

Very efficient service

Very efficient service and friendly staff Reviewed on: 9th March 2024

Great people, Great Service

Great people who are very polite, pleasant and caring Reviewed on: 9th March 2024

Made it so easy and is great for my credit...

Made it so easy and is great for my credit rating Reviewed on: 9th March 2024

Valuable

Easy, great and stress free. From start to finish was easy to apply and understand process and the app is brilliant with loads of info on it Reviewed on: 8th March 2024

Excellent card

Very good credit card very easy to use and the app is excellent Reviewed on: 8th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Overpay
from Incredible 4.19 from 5 reviews
Student Credit Card
from NatWest 4.19 from 6 reviews
Platinum Credit Card
from Lloyds Bank 4.23 from 57 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub