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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Me and my card.

I have had my card for about a year.and never had any problems.i called in 1.and my problem was sorted there and then. Reviewed on: 7th March 2024

brilliant and helpful

Always helpful ,easy to contact and no awkward demands, if payments delayed.. highly recommend this card to my friends. Reviewed on: 7th March 2024

Very fast friendly and easy to apply

Very fast friendly and easy to apply Reviewed on: 6th March 2024

Excellent service provided.

Excellent service provided. Very efficient and very quick. I am amazed Reviewed on: 6th March 2024

Was struggling as my previous employer hadn't paid m...

Was struggling as my previous employer hadn't paid me snd the card is a godsend Reviewed on: 6th March 2024

Vince review

Easy company to deal with excellent customer service Reviewed on: 6th March 2024

Good product

So easy to keep track of everything,customer services are very good and always sorted out any issues I had Reviewed on: 6th March 2024

Very helpful

Very helpful and useful really love Zopa…and enjoy the app too Reviewed on: 6th March 2024

Amazing experienc very happy with service.

Amazing experienc very happy with service. Reviewed on: 6th March 2024

Zopa have been simple, efficient and offer a great s...

Zopa have been simple, efficient and offer a great service Reviewed on: 6th March 2024

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