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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Clear & helpful processes

Easy, straightforward process to apply, useful app, clear instructions and information, very satisfied with service received Reviewed on: 6th March 2024

Excellent company,great help when I was struggling

Excellent company,great help when I was struggling Reviewed on: 6th March 2024

Great company

I’ve had no problems with this card and easy payments to make better than normal banks as charges far less Reviewed on: 6th March 2024

Very easy to use and great for building up your cred...

Very easy to use and great for building up your credit score Reviewed on: 6th March 2024

Nunca tive nenhum problema com a Zopa

Nunca tive nenhum problema com a Zopa Reviewed on: 6th March 2024

Simple & efficient texts/email communications.

Simple & efficient texts/email communications. Uncomplicated app that is easy to use. Reviewed on: 6th March 2024

Very good and very reasonable and good customer serv...

Very good and very reasonable and good customer service when I have spoken to them. Reviewed on: 6th March 2024

Constant information allows me to control my account.

Constant information allows me to control my account. Reviewed on: 6th March 2024

A great credit card i can use dailey love it

A great credit card i can use dailey love it Reviewed on: 6th March 2024

No issues with the card nor using it

No issues with the card nor using it. All done online, not yet had to interact with customer service but due to the app being as good as it is I should not need to anytime soon. Hopefully they are as good as the overall service so far. Reviewed on: 6th March 2024

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