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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa products

From start to finish the process was smooth. Receiving the card and activation was done through the app. The app is very easy to navigate and gives tips to better credit growth. Would highly recommended. Reviewed on: 6th March 2024

I have been with Zopa for over 2 years, during that...

I have been with Zopa for over 2 years, during that time my experience has been positive and a pleasure to receive pertinent and timely information. Reviewed on: 6th March 2024

Fast and efficient

So easy to use, very fast response from them and keeps you updated swiftly Reviewed on: 6th March 2024

I have been with Zopa for quite a while now, and hav...

I have been with Zopa for quite a while now, and have found their products and their customer service 110%... and I can highly recommend joining them for all your money worries and transactions... Reviewed on: 6th March 2024

I'm really really happy to have this magic super zop...

I'm really really happy to have this magic super zopa card it really helped me Reviewed on: 6th March 2024

Just amazing company great Apr great app .

Just amazing company great Apr great app . Honestly if you haven't got a zopa you haven't got a credit card. Reviewed on: 6th March 2024

The app is the most in this day and age.

The app is the most in this day and age. You can keep an eye on your spending and pay off what you owe with one click. So you are always on top of your finances. Customer service is polite and friendly. Just what you need in this day and age. They will tell you what you need to know Reviewed on: 6th March 2024

Dealing with zopa has been a breeze.

Dealing with zopa has been a breeze.All my questions and queries have been answered. The app is superbly made, everything is easy to locate and use. Has made managing my finances so much easier to deal with. Reviewed on: 6th March 2024

So easy to use and can do everything I need

So easy to use and can do everything I need to from their application. Good interest rates considering the state of our countries interest at times. Reviewed on: 6th March 2024

Never had a issue with Zopa they increase your limit...

Never had a issue with Zopa they increase your limit if you need it and decrease it if you don’t need it, I would highly recommend Zopa to everyone Reviewed on: 6th March 2024

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