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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very easy to deal with - great app experience with s...

Very easy to deal with - great app experience with some nice helpful features Reviewed on: 6th March 2024

The transaction is quick.

I paid my due amount and in just one minute it was cleared. It does not take one or two to show in my account like other credit card providers. Reviewed on: 6th March 2024

Best credit card ever good communication very clear...

Best credit card ever good communication very clear website and app Reviewed on: 6th March 2024

caring company

Zopa is a caring company who believes in giving second chances. I can't praise them highly enough, thank you Zoos. Reviewed on: 6th March 2024

Nice nice nice and nice nice and nice

Nice nice nice and nice nice and nice Reviewed on: 6th March 2024

Great rates, easy to use online portal

Great rates, easy to use online portal Reviewed on: 6th March 2024

Great customer service.

Great customer service. Easy app, no issues to date. Reviewed on: 6th March 2024

Brilliant service ,staff are friendly

Brilliant service ,staff are friendly Reviewed on: 6th March 2024

I love how quick you get the service

I love how quick you get the service Reviewed on: 6th March 2024

Easy transactions, interest rates are reasonable

Easy transactions, interest rates are reasonable Reviewed on: 6th March 2024

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