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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Really helped improve my credit score as well as my...

Really helped improve my credit score as well as my finances nice to be helped again Reviewed on: 5th March 2024

All over good I like this card because help more whe...

All over good I like this card because help more where I want Reviewed on: 5th March 2024

Very nice and relaxing service and a good company to...

Very nice and relaxing service and a good company to be dealing with Reviewed on: 5th March 2024

Viva Zopa.

Fabulous credit card. Probably the best I’ve ever had. Reviewed on: 5th March 2024

Easy to use and great website .

Easy to use and great website .All content is effective and efficiently processed. Reviewed on: 5th March 2024

Easy to use , transparent , user friendly app

Easy to use , transparent , user friendly app Reviewed on: 5th March 2024

Great to deal with and lots of great free tips...

Great to deal with and lots of great free tips too Reviewed on: 5th March 2024

Excellent all round experience!

Excellent all round experience!! Reviewed on: 5th March 2024

Never had a problem.

Never had a problem. Always friendly staff if you have to contact customer help Reviewed on: 5th March 2024

I have nothing but praise for Zopa they have helped...

I have nothing but praise for Zopa they have helped me increase my credit rating but sensibly. Reviewed on: 5th March 2024

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