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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very quick

Very quick to respond to enquiries and live there are several ways to contact them. Reviewed on: 5th March 2024

Great credit card company with good interest rates

Great credit card company with good interest rates Reviewed on: 5th March 2024

Zopa are a fantastic company, they go above and beyo...

Zopa are a fantastic company, they go above and beyond to help you. What a fab credit card. I would recommend the company to anyone, I really would. And they deserve to be rewarded for there hard work. Reviewed on: 5th March 2024

Easy to use app and a simple application process.

Easy to use app and a simple application process. Reviewed on: 5th March 2024

Great people

always able to talk to someone and very helpful and supportive Reviewed on: 5th March 2024

Very pleased with the service I wood definitely reco...

Very pleased with the service I wood definitely recommend Reviewed on: 5th March 2024

Above and Beyond.!

They go above and beyond to help you with whatever you need. Reviewed on: 5th March 2024

Good rates and easy to apply.

Good rates and easy to apply. Friendly service. Reviewed on: 5th March 2024

I have not had any issues with Zopa the card is easy...

I have not had any issues with Zopa the card is easy to use and the app is easy to log into. I have only called customer service once Reviewed on: 5th March 2024

Greg Greg

she is great, she helped me with many problems and she is perfect Reviewed on: 5th March 2024

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