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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Never an issue using the app easy to repay and excel...

Never an issue using the app easy to repay and excellent in noticing when my affordability changed to increase my borrowing Reviewed on: 5th March 2024

Easy App

The app is soo easy to use. Their customer service was great Reviewed on: 5th March 2024

Excellent provider of credit, no hidden charges.

Excellent provider of credit, no hidden charges. Very transparent. Reviewed on: 5th March 2024

Customer service is up there with the best for finan...

Customer service is up there with the best for finance companies Reviewed on: 5th March 2024

Amazing!

Amazing! Easy App to use and clear information which is easy to find Reviewed on: 5th March 2024

Great card for building your credit score.

Great card for building your credit score. Start with a small credit limit and build up when you feel confident. Reviewed on: 5th March 2024

Excellent

Very nice excellent. No problem . They will approve you immediately Reviewed on: 5th March 2024

Superb assistance given in applying

Superb assistance given in applying Reviewed on: 5th March 2024

Fantastic

This fantastic, very accesibilid Reviewed on: 5th March 2024

Just a great easy process from start to finish

Just a great easy process from start to finish Reviewed on: 5th March 2024

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