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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy access and convenient to used my credit card ev...

Easy access and convenient to used my credit card every where Reviewed on: 5th March 2024

Got my card kept within my limit haven’t had any pro...

Got my card kept within my limit haven’t had any problems Reviewed on: 5th March 2024

Excellent I find my card comfortable am full of conf...

Excellent I find my card comfortable am full of confidence am very happy. Reviewed on: 5th March 2024

Good service

Good service feeling looked after Reviewed on: 5th March 2024

10 stars, I’ll recommend it to all my friends

10 stars, I’ll recommend it to all my friends Reviewed on: 5th March 2024

Amazing service, great customer service

Amazing service, great customer service Reviewed on: 5th March 2024

I've previously had plans and credit cards with zopa...

I've previously had plans and credit cards with zopa and customer service and services provided have always been excellent Reviewed on: 5th March 2024

Good customer service quick problem solving

Good customer service quick problem solving Reviewed on: 5th March 2024

Very easy.

Very easy to apply for. Easy to get enquiries heard. Reviewed on: 5th March 2024

Very good card no problems

Very good card very good service Reviewed on: 5th March 2024

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