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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

It was easy to apply from start to finish.

It was easy to apply from start to finish. Reviewed on: 5th March 2024

Great Card for all.

The app is easy to use, very mannered customer support and the fact that they gave me a chance when my credit wasn’t that great. Reviewed on: 5th March 2024

I have just joined .

I have just joined .so I'm happy so far ☺️ Reviewed on: 5th March 2024

Excellent credit card to build up your credit score

Excellent credit card to build up your credit score Reviewed on: 5th March 2024

Very good credit card.

Very good credit card. Especially having the cushion. Reviewed on: 5th March 2024

Excellent easy to use credit builder

Easy to use and easy to understand credit rating Reviewed on: 5th March 2024

Very easy to use abd the aplication is same very eas...

Very easy to use abd the aplication is same very easy to use Reviewed on: 5th March 2024

It's just an easy process from start to finish

It's just an easy process from start to finish Reviewed on: 5th March 2024

A real pleasure to work and deal with.

A real pleasure to work and deal with.No issues whatsoever.App is very clear and concise.All you need is there before you Reviewed on: 5th March 2024

Easy too use great customer service

Easy too use great customer service Reviewed on: 5th March 2024

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